Affordable Health Insurance – Most Useful Benefits For Assurants

Assurant Health formerly known as Fortis Inc. is a health insurance company providing services to over a million residents of the United States. With its headquarters in New York, it is one of the leading providers of short term insurance plans. Different services provided include individual plans, short term insurance plans, small business insurance plans and student insurance plans. 

You can opt for the individual plan which provides a cover of up to $8 million for you as well as your family. The best part being, no referrals are required for a check up from a specialist. This plan works best if you are self employed or working on contractual basis, your employer is not providing any health insurance cover, retired early and cannot apply for Medicare and not employed. You can get free quotes online by providing basic information such as date of birth, number of family members to be covered including children and date from which you want the plan to take effect. You can then compare a number of plans listed along with their monthly rates. These plans are available in case you want health insurance for six months or more.

 In case you cannot afford a long term plan, you can always apply for short term health insurance available up to six months. In this case you get the insurance cover within 24 hours of application. Even if it is a short term plan it provides you the flexibility of choosing your own healthcare provider. This is a great plan if you hold a temporary position in a company, have had frequent change of job or location, want an affordable plan and recently graduated, still seeking a job. The plan is extremely flexible allowing you to get covered for the exact number of days you want. You can either make an up-front payment, or pay as you move. You even get 24 hours medical help through telephone. The plan also comes with a 10-day money back guarantee.

 Other plan offered by Assurant Health are Health Access Plans offering limited benefits with everyday coverage, Student plans exclusively for college students, International plans for frequent travelers, Discount options offering savings along with insurance, COBRA coverage specifically for those who involuntarily left their jobs and Assurant Clarity. You must carefully go through the company policies including terms and conditions so you fully understand the plan before you apply.

 In case you own a small business you can opt for the Small Business health insurance plan. There are several benefits provided to you and your employees under this plan. You can opt to get treated from a hospital and a doctor of your choice, from the network of healthcare providers falling under Assurant Health. Referrals are not mandatory and you can directly meet the specialist. There are three options available under this plan. These include Health Savings Plan, Health Reimbursement Arrangement and Ancillary Products including dental insurance, short term disability insurance and life insurance.

 You can either contact customer service or clarify your doubts online before you make your decision. Whatever you choose, Assurant Health provides some very flexible and affordable plans for everyone.